If any of the information is inaccurate or incomplete, it is important to contact the lender or creditor that issued the account, or the nationwide credit bureau that issued the credit report.įor more information check the Credit Report FAQ page.In the account information portion of your credit report, are the accounts listed complete and accurate?.In the personal information section of your credit report, is your name listed accurately, and your address up to date?.Inquiries, which lists the lenders and other companies that have accessed your credit report.Īs you look at your credit report, keep the following in mind:.Bankruptcies and accounts in collections and.If you prefer to make your request by phone, you can call Equifax at 88. How to Freeze Your Equifax Credit Report By Phone.
This includes credit accounts that may be in your name such as credit cards, mortgages, student loans, and vehicle loans It’s important to note that if you want to apply for credit in the future, you will need to temporarily lift the credit freeze, which you can do online through your myEquifax account. The easiest way to freeze your credit with Equifax is to create an online account and request the freeze through the bureau’s website. Equifax: Equifax Information Services LLC P.O. Unless you temporarily lift or permanently remove a freeze from your credit report, it can’t be accessed to open new accounts (subject to certain exceptions). We included their contact info below to make it easy for you. Security freeze: A security freeze generally prevents access to your credit report to open new credit accounts. How to place: Contact any one of the three credit bureaus Equifax, Experian, and TransUnion. As part of your Equifax Complete Family Plan, Equifax Complete Premier, Equifax Credit Monitor or Equifax Complete product, you can lock or unlock your Equifax credit report within your myEquifax account. Account information, including payment history, account balances and limits, and dates the accounts were opened or closed. You can freeze your TransUnion credit report with us, but to freeze your other credit reports you must contact the other bureaus, Equifax and Experian. When you place a fraud alert on your credit report, you can get a free copy of your credit report from each of the three credit bureaus. You can place, temporarily lift or permanently remove a freeze on your Equifax credit report for free online, by phone or by mail.Personal information, such as your name, Social Security number, aliases or former names, current and former addresses, and sometimes your current and former employers.Your credit report includes important information about you, including: The three nationwide credit bureaus collect and maintain a history of your credit activity as reported by the lenders and creditors you have accounts with. Ever wondered what information goes into your credit report, and what to look for as you’re reviewing it? A credit report is a summary of your unique financial history.